☆Introduction
A service for making transfer of RMB or foreign currency between remitter and the appointed domestic receiver in the form of cash or transfer through the remittance channel of ICBC

☆Features
1. Fast arrival. RMB remittance between ICBC accounts will arrive in real time. Remittances in foreign currency will be credited into account in real time if the receiving account is local; the remittance in foreign currency will be credited into the account in the next day generally if the receiving account is in other cities. As to remittance to accounts of other bank, ICBC also will handle as soon as possible, but the arrival time depends on the collecting banks.

2. Convenience. You can make remittance through multiple channels offered by ICBC, like banking outlet, Internet Banking, Telephone Banking, WAP, ATM, self-service terminal.

3. Non-account remittance: if you don't know the account number of the receiver, you can remit the fund to any ICBC banking outlet in the region where receiver is in. The receiver can receive the fund with his (her) own valid identity certificate, password of the remittance, remittance reference number or other materials required.

4. More convenient when remitting through Online Remittance
(1) Besides single remittance, remittance can be made in batch by following ICBC customer software tool to prepare a file and upload to ICBC for processing. It saves time and is trouble-free.
(2)Build an address book on “My Receiver” to save workload and avoid operation error by eliminating the trouble of inputting account name and number when making remittance to the member in the address book..

5. Faster and easier when remitting through Telephone Banking. You can transfer the funds between registered accounts or to a registered account of others through Telephone Banking. ICBC offers fast, convenient, economical and accurate inter-city remittance service with advanced automatic voice system. Dial hotline 95588, you can remit to accounts in the same city or other cities in your home. You will fully experience the feeling of fast fund transfer and be free of trouble to queue at the counter so as to save your time.

6. Another choice: WAP. When you are inconvenient to access to internet or dial Telephone Banking, WAP is another good choice. The remittance can be made by simply sending a short message with a specified format.

☆Service Channels
You can remit funds at ICBC banking outlet, through Internet Banking, Telephone Banking, WAP, ATM or Self-Service Terminal. To save your time, ICBC suggests you make remittance through Internet Banking, Telephone Banking, WAT, ATM or Self-service Terminal.

☆Helpful Tips
1.Please note following rules provided by State Administration of Foreign Exchange when making F/X remittance.
(1)Personal foreign currency remittance is limit to the foreign currency fund transfer between accounts in same name as well as accounts of personal and his (her) immediate relatives. Fund transfer between personal and its immediate relatives must be handled with both valid identity certificates and certificate of immediate relative relationship. Immediate relatives include parents, son (daughter) and spouse, certificates of immediate relative relationship including Resident Registration Booklet, Marriage Certificate, and other valid relative relationship certificate issued by street office, public security authority and notarization authority.
(2)Nature of receiving account and payment account must be identical, or “Cash account for Cash account”, “F/X account for F/X account”, i.e. “Cash/TT nature before and after transfer remains unchanged”.

2. Please check carefully the account number and account name of receiver when you make remittance at ICBC banking outlet or through Internet Banking. Inform receiver to enquire the account after remittance in time.

3. To operate easily, you can save the frequently-used receiving accounts in Internet Banking “My Account -> Transfer within ICBC->My Receiver” for next time to enquire and use directly.

4. If you do not apply for and use USB-Shield (Customer Certificate of Personal Internet Banking), the online remittance will be limited to minimize risk. See Personal Internet Banking Transaction Rules for details.

5. “Transfer/Remittance Enquiry” and “Batch Instruction Enquiry” in Internet Banking are only for enquiry about remittance made through Internet Banking. Enquiry on remittances made through other channels is not available temporarily.

6. If Internet Banking payer chooses “Receiver is not allowed to check the payment account number of this remittance”, the receiver’s enquiry will be restricted if receiving account is a personal account, not restricted if receiving account is a corporate account.

7. You may timely inform receiver to check the account by sending short message after successful remittance through Internet Banking.

8. If you want to remit through Telephone Banking, you must be registered in Telephone Banking first and add the card or account of the received into Telephone Banking. To make inter-city remittance through Telephone Banking, add “Inter-Card/Account” into Telephone Banking at ICBC banking outlet. When adding, no need to hold an “Inter-Card/Account”. Inter-city account (of yours or others) can only receive remittance, not remit out.

9. If you want to remit through Telephone Banking, you must be registered in Telephone Banking first and add the card or account of the received into Telephone Banking. To make inter-city remittance through Telephone Banking, add “Inter-Card/Account” into Telephone Banking at ICBC banking outlet. When adding, no need to hold an “Inter-Card/Account”. Inter-city account (of yours or others) can only receive remittance, not remit out.

10. If you want to remit through WAP, you must register in WAP (Short Message) first and apply for authority to make outward transfer through WAP at ICBC banking outlet. Daily cumulative remittance through WAP into accounts in other cities cannot exceed RMB 1,000. Card for remittance can only be the registered card in WAP. Banking charges will be automatically deducted by ICBC system from remitting account in accordance with PBC fee schedule on personal settlement. If no card number entered for remittance, ICBC will make transfer from the account of payment card implied when registering WAP (Short Message) service.

☆Responsibility Statement
The contents on this page are for reference only. The ultimate power of interpretation is under the Industrial and Commercial Bank of China Limited. For part of the contents, notice and specific regulations of local branches shall prevail.